There is never a monthly service charge for Extreme Green Checking. It's always a free account.

You'll earn 1.59%APY* interest for balances up to $25,000 and 0.10% APY* on the remaining balance over $25,000.

A monthly qualification cycle is one calendar month. A cycle is from the first calendar day of the month to the last calendar day of the current month. Qualifying transactions must post to the account before the last business day of the month. Debit card transactions need to clear during the cycle period. Pending transactions will count toward the next cycle.

During each cycle, we ask that you:

• Receive e-statements (e-mail address required)
• Have one (1) direct deposit or automatic payment.
• Post twelve (12) Visa® Debit Card transactions.

We ask that you do a few simple things to help us operate more efficiently. We then pass those savings on to you by paying premium interest rates.

You'll still earn interest of .05%APY* on your checking balance. However, you can start over the next month toward meeting the 3 simple requirements.

If you don't have an e-mail address, listed below are three of the more popular FREE e-mail services that you can access from any computer with Internet.
www.google.com/gmail
www.mail.live.com
www.mail.yahoo.com 

If your e-mail changes, it's important to contact us. If we don't have a valid e-mail address for you, we are unable to e-mail you your e-statement. We ask that you notify us if you change your email address, so that we may make the change on your account. If you do not, your statement notification email will come back to us as undeliverable. If this happens two times, we will cancel your e-statements and send you a paper statement.

Yes, this is a variable rate and can change at any time. It will always be a very competitive and attractive rate.

No, all members with this account who meet the 3 requirements receive the same interest rate. You will always receive an above-market rate on the Extreme Green Checking account.

The rate is calculated daily and paid monthly on the last calendar day of the month.

Your interest earned will show up in Online Banking and on your monthly e-statement.

If the total interest earned on the account is $10.00 or greater, a 1099 will be sent.

As long as the three requirements are met, you will receive your interest.

Yes, all 3 requirements start over at the beginning of each cycle.

You must have at least one automatic payment or one direct deposit each month to qualify for the high yield interest. Your payment through online bill pay will qualify as an automatic payment.

No, the Direct Deposit must be linked to your Extreme Green Checking account.

You can view your account history by clicking on Extreme Green Checking through Online Banking.

Any ATM transaction does not qualify.

No, the required debit card transactions must be point of sale purchases (transactions without using your PIN).

No, at the start of each cycle, all the requirements for interest start over.

New Extreme Green Checking accounts will automatically get interest or the first cycle. This will give you time to get your debit card and set up direct deposit. Checking accounts with Resource Bank that are transferred to Extreme Green Checking do not receive a grace period.

No. All requirements must be met in order to receive the rewards.

You're not required to access your E-statements. You'll no longer receive paper statements so if you want to look at your account history, you can do this through Online Banking or E-statements. Please note: it is your responsibility to review your statement and report any errors within 30 days. If you fail to do so, you may lose important rights regarding error resolution.

Through Online Banking, you can view and print electronic images of your checks at no charge.

Within Online Banking, there is a printable version of your E-statement.

We archive E-statements for 24 months, moving forward.

No, you can keep as much as you want in the account. You'll earn 1.59% APY* interest for balances up to $25,000 and 0.10% APY* on the remaining balance over $25,000 if the three requirements for the account are met. If you are not able to meet the requirements, you'll still earn interest of 0.05% APY* on your checking account balance. Rates as of 07/01/13.

There is no minimum balance requirement.

There is no minimum opening balance requirement.

Yes, overdraft protection is available to qualified members.

Yes, you'll be able to use both your current debit card and checks with your new Extreme Green Checking account.

Yes, you'll have the same account number. There is no need to change anything!

You can call or stop by any branch and a Resource Bank representative will be happy to help you. If your current checking account is NOT with Resource Bank, we have made a Simple Switch Kit available for you to download to help you change over your account.

Yes, the transactions and direct deposits from your old checking account, when transferred over to your new Extreme Green Checking, will count in the first cycle toward your three simple requirements.

Yes. One account is available per Social Security number. Keep in mind each Extreme Green Checking account will require the three simple steps to earn the high interest rate.

Anyone who is listed on the account may use your Extreme Green Checking.

No, Extreme Green Checking accounts are only available as personal accounts.

There is no limit on the number or kind of transactions that you do.